Budgeting Smarter – How To Have More Money.

Every choice you make, every activity you do, every change you contemplate, are in some way connected to your finances. You have income. You have expenditure. The aim is that the first one is always greater than the second, that leaves you with "disposable income"....

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Unfair taxation of Cohabiting Couples Reviewed

When I covered this topic over a year ago, the number of people that shared the link to the blog, was 20 times more than what would usually share a blog link. No surprises there with tens of thousands of people potentially affected by harsh taxation of cohabiting...

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What happens if you don’t review your cover?

"Let's not watch TV this evening, instead let's open a bottle of wine and review our financial planning", said NOBODY (well, hardly anybody) ever. There are certain activities we tend to put off and put off and put off.  With some aspects of financial planning...

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What the banks don’t want you to know!

Most people use banks for a variety of services and products for convenience. In many cases, people assume that their bank is giving them the most suitable products for the best value but is that really the case? Quite often, a bank is limited in the range of options...

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Why are women so undervalued?

There is a tendency to place values on all kinds of things, from property to cars, from jewellery to smart phones. When it comes to protecting against the loss of these things, it's then a straightforward calculation. However, when it comes to valuing people and...

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What Co-Habiting Couples Need To Know

Recent events have again, highlighted the importance of co-habiting couples - couples living together but not married - understanding how they are treated in certain circumstances. Whether we like to consider it or not, the untimely death of one partner in a...

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How losing weight can leave you with more money

It's that time of year again, where hoards of people are embarking on "healthier" lifestyles in order to lose excess weight, get fitter or at least fit into certain clothes that they used to fit into! It's usually well intentioned, even if the method chosen sometimes...

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5 ways to have more of your income left!

You've listened to the Budget commentary and worked out roughly how much better off you will be in 2016 (or not if you smoke!) But are there other ways to increase the amount of your hard, earned cash that you have left over each month? Actually, there are but we do...

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