Considering that everything you eat, everything you wear, where you live, what you drive, where you travel to, and so many more aspects of your life are all related to your finances, most people don't take the time to plan them effectively. A couple of reasons for...

One of the difficulties with people being aware of the correct levels of cover they should have, is that it often only becomes important at the time of a claim, and at that stage, it's too late to do anything about it. Let's face it, spending time arranging things...

There are obvious differences between those that have mortgages and own their homes and those that rent their accommodation, such as getting a deposit together to purchase a property and qualifying for a mortgage, versus being able to move location at relatively short...

"It'll never happen to me", would appear to be the thought process behind the lack of preparation many people are guilty of, when it comes to planning for negative events. Let's face it, nobody wants to think that anything "bad" will happen to them but the reality is,...

Every choice you make, every activity you do, every change you contemplate, are in some way connected to your finances. You have income. You have expenditure. The aim is that the first one is always greater than the second, that leaves you with "disposable income"....

When I covered this topic over a year ago, the number of people that shared the link to the blog, was 20 times more than what would usually share a blog link. No surprises there with tens of thousands of people potentially affected by harsh taxation of cohabiting...

"Let's not watch TV this evening, instead let's open a bottle of wine and review our financial planning", said NOBODY (well, hardly anybody) ever. There are certain activities we tend to put off and put off and put off.  With some aspects of financial planning...

If there is one aspect of protection that crops up time and time again, it's Serious Illness Cover (a.k.a. Critical Illness Cover or Specified Illness Cover) but not always for the right reasons! Quite often, the topic comes up because someone has received unpleasant...

Most people use banks for a variety of services and products for convenience. In many cases, people assume that their bank is giving them the most suitable products for the best value but is that really the case? Quite often, a bank is limited in the range of options...

There is a tendency to place values on all kinds of things, from property to cars, from jewellery to smart phones. When it comes to protecting against the loss of these things, it's then a straightforward calculation. However, when it comes to valuing people and...