"Just want to say a big thank you to Dave Kavanagh. We had our financial review and it was great advice. He looked into everything, answered all of our questions and most importantly, did not try to push us into buying financial products! After the meeting, my husband could not believe that such helpful advice was free! If you haven't reviewed your financial planning for a while, I strongly recommend arranging an appointment with Dave. It's really worth digging out the paperwork and having him explain in English, not "lawyery speech". For us, we did not compare when we took out our mortgage protection and have been paying too much for years! The hour we spent with Dave was helpful, money-saving, informative and pleasant. First time in my life I got to understand financial words!"